https://www.mattiapanatta.com/en/ Mattia Panatta's practical guides and opinions to understand and use AI. en https://www.mattiapanatta.com/en/learn/ai-for-tax-and-accounting/https://www.mattiapanatta.com/en/learn/ai-for-tax-and-accounting/Thu, 22 Oct 2026 00:00:00 GMTGuideE-invoices, bookkeeping entries, reconciliations, regulatory research, client communications: where AI saves hours for accountants, finance teams and freelancers, and where a professional's judgement is always needed. https://www.mattiapanatta.com/en/learn/api-costs-and-optimisation/https://www.mattiapanatta.com/en/learn/api-costs-and-optimisation/Thu, 22 Oct 2026 00:00:00 GMTGuideSubscription or API? For almost everyone a subscription is far cheaper and includes huge value in model usage. APIs are for putting a chatbot in a site or app, or when you run out of limits. How to estimate the cost and spend less. https://www.mattiapanatta.com/en/learn/claude-code/https://www.mattiapanatta.com/en/learn/claude-code/Thu, 22 Oct 2026 00:00:00 GMTGuideWhat Claude Code is, why I think it's the most complete platform, how to prepare the folder, what CLAUDE.md, memory, skills, plugins and scheduled tasks are, and a simple method for your first task. https://www.mattiapanatta.com/en/learn/gemini-notebook/https://www.mattiapanatta.com/en/learn/gemini-notebook/Thu, 22 Oct 2026 00:00:00 GMTGuideHow to use Gemini Notebook (formerly NotebookLM) to work on a collection of documents: prepare sources, ask the right questions, check citations, pick the study format and hand the work to an agent. https://www.mattiapanatta.com/en/learn/grok-bot/https://www.mattiapanatta.com/en/learn/grok-bot/Thu, 22 Oct 2026 00:00:00 GMTGuideWhat Grok Bot is, how to create several Bots each with a role, what memory, skills and routines are for, why the shared computer matters, and where to start with a first useful task. https://www.mattiapanatta.com/en/learn/harness-engineering/https://www.mattiapanatta.com/en/learn/harness-engineering/Thu, 22 Oct 2026 00:00:00 GMTGuideThe new way to work with AI: prepare context, memory, skills, plugins and permissions, then ask only for the result. How to do it with Claude Code, Grok Bot and Gemini Notebook, and what to check. https://www.mattiapanatta.com/en/opinions/agi-the-confusing-word/https://www.mattiapanatta.com/en/opinions/agi-the-confusing-word/Thu, 22 Oct 2026 00:00:00 GMTOpinionWith a concrete definition, systems that handle most cognitive work and use tools to reach a goal, I think we have already reached AGI. The direction now is superintelligence. What makes me think so, what remains open and what changes for us. https://www.mattiapanatta.com/en/opinions/always-on-agents/https://www.mattiapanatta.com/en/opinions/always-on-agents/Thu, 22 Oct 2026 00:00:00 GMTOpinionGrok Bot, Claude Duet, ChatGPT dots, Muse, OpenClaw: agents have a computer of their own, work while you sleep and organise into teams. The bottleneck is no longer technology: it's trust. https://www.mattiapanatta.com/en/opinions/every-chatbot-has-a-character/https://www.mattiapanatta.com/en/opinions/every-chatbot-has-a-character/Thu, 22 Oct 2026 00:00:00 GMTOpinionClaude has a "constitution", ChatGPT lets you dial warmth and enthusiasm, Grok publishes its instructions after several scandals, Meta had to fix its bots' rules. Assistant personality is designed: how it is made, why it matters and how to guard against flattery. https://www.mattiapanatta.com/en/opinions/is-ai-a-bubble/https://www.mattiapanatta.com/en/opinions/is-ai-a-bubble/Thu, 22 Oct 2026 00:00:00 GMTOpinionRevenue growing like never before, but also debt-financed data centres and money going round in circles. Why I wouldn't talk about a single bubble: some parts of the industry are solid, others fragile. And what it means for people who use AI every day. https://www.mattiapanatta.com/en/learn/choose-model-and-plan/https://www.mattiapanatta.com/en/learn/choose-model-and-plan/Fri, 16 Oct 2026 00:00:00 GMTGuideReading benchmarks and rankings without being fooled, knowing when a subscription or the API makes sense, and choosing by profile. With October 2026 prices. https://www.mattiapanatta.com/en/opinions/ai-made-music/https://www.mattiapanatta.com/en/opinions/ai-made-music/Fri, 16 Oct 2026 00:00:00 GMTOpinionFor AI Radio I explained to the AI what I wanted to achieve and Suno wrote, composed, arranged and sang. The result is surprising and a little unsettling. What I learned about creativity, rights and transparency. https://www.mattiapanatta.com/en/learn/ai-act-and-italian-law/https://www.mattiapanatta.com/en/learn/ai-act-and-italian-law/Thu, 15 Oct 2026 00:00:00 GMTGuideThe EU AI regulation after the 2026 amendments and Italy's first national AI law. Updated timeline, duties for organisations that use AI, and a six-point checklist. https://www.mattiapanatta.com/en/opinions/artificial-friends/https://www.mattiapanatta.com/en/opinions/artificial-friends/Thu, 15 Oct 2026 00:00:00 GMTOpinionMillions of people talk to an AI every day as a friend, a confidant, sometimes a partner. Why it happens, where it can help and where it becomes a risk, especially for young people. https://www.mattiapanatta.com/en/learn/fine-tuning/https://www.mattiapanatta.com/en/learn/fine-tuning/Wed, 14 Oct 2026 00:00:00 GMTGuideWhat specialising a model means, how it differs from a good prompt or RAG, how to prepare the dataset, what it costs with LoRA and when it is money wasted. With a five-question decision path. https://www.mattiapanatta.com/en/opinions/the-price-of-intelligence/https://www.mattiapanatta.com/en/opinions/the-price-of-intelligence/Wed, 14 Oct 2026 00:00:00 GMTOpinionA task the best model solves for 6 dollars, another does for 72 cents and an open model for 13. What it means when intelligence becomes a cheap commodity, for those who use it and those who sell it. https://www.mattiapanatta.com/en/opinions/alone-with-ai/https://www.mattiapanatta.com/en/opinions/alone-with-ai/Tue, 13 Oct 2026 00:00:00 GMTOpinionI built this site on my own, with artificial intelligence: copy, design, chatbot, music, payments. What I learned about what one person can do today, and what they still cannot. https://www.mattiapanatta.com/en/learn/a-chatbot-for-your-website/https://www.mattiapanatta.com/en/learn/a-chatbot-for-your-website/Sun, 11 Oct 2026 00:00:00 GMTGuideWhat it takes to put an assistant on your site that genuinely answers customers: content, model, costs, key security, transparency duties and privacy. Using this site's chatbot as the example. https://www.mattiapanatta.com/en/opinions/when-the-agent-shops/https://www.mattiapanatta.com/en/opinions/when-the-agent-shops/Sun, 11 Oct 2026 00:00:00 GMTOpinionChatGPT dots, Grok Bot and Meta Muse can already search, compare and buy for us. Amazon blocked Muse after two weeks. What changes for shoppers, shops and small businesses. https://www.mattiapanatta.com/en/learn/local-ai/https://www.mattiapanatta.com/en/learn/local-ai/Sat, 10 Oct 2026 00:00:00 GMTGuideWhen it makes sense to run a model on your own computer or company servers, what hardware you need, which models to pick in 2026, and how to start in ten minutes with LM Studio or Ollama. https://www.mattiapanatta.com/en/opinions/voice-is-the-new-keyboard/https://www.mattiapanatta.com/en/opinions/voice-is-the-new-keyboard/Sat, 10 Oct 2026 00:00:00 GMTOpinionNew voice models listen and speak at the same time, let you interrupt, pick up tone. Talking to AI will become as normal as typing to it. What changes, who gains and where the risks are. https://www.mattiapanatta.com/en/learn/build-sites-and-apps/https://www.mattiapanatta.com/en/learn/build-sites-and-apps/Fri, 09 Oct 2026 00:00:00 GMTGuideFrom "vibe coding" to engineering with agents. Which tools to use, how to describe what you want, how to publish, and the security rules never to skip. https://www.mattiapanatta.com/en/opinions/energy-and-data-centres/https://www.mattiapanatta.com/en/opinions/energy-and-data-centres/Fri, 09 Oct 2026 00:00:00 GMTOpinionA Gemini answer uses less energy than nine seconds of TV. Yet data centres will double their consumption by 2030. How to hold both facts together, without guilt and without naivety. https://www.mattiapanatta.com/en/learn/automation/https://www.mattiapanatta.com/en/learn/automation/Thu, 08 Oct 2026 00:00:00 GMTGuideFrom classic automations to personal agents that work on their own: Grok Bot, Claude Duet, scheduled tasks, n8n and Zapier. How to choose, examples for offices and firms, real costs and mistakes to avoid. https://www.mattiapanatta.com/en/opinions/open-vs-closed-models/https://www.mattiapanatta.com/en/opinions/open-vs-closed-models/Thu, 08 Oct 2026 00:00:00 GMTOpinionThe best models are closed, but open ones trail by a few months and cost a fraction. Why, for businesses and professionals, this choice matters more than who tops Arena. https://www.mattiapanatta.com/en/learn/documents-pdf-excel/https://www.mattiapanatta.com/en/learn/documents-pdf-excel/Wed, 07 Oct 2026 00:00:00 GMTGuideSummarising contracts, extracting data from invoices, analysing financial statements, writing formulas and charts. Practical methods to work on documents without losing accuracy. https://www.mattiapanatta.com/en/learn/images-and-video/https://www.mattiapanatta.com/en/learn/images-and-video/Tue, 06 Oct 2026 00:00:00 GMTGuideFrom noise to image. How image and video generators work, which are best according to Arena, how to write a good visual prompt and what the law says about synthetic content. https://www.mattiapanatta.com/en/opinions/ai-and-work/https://www.mattiapanatta.com/en/opinions/ai-and-work/Tue, 06 Oct 2026 00:00:00 GMTOpinionThe most serious studies say AI automates tasks, not jobs. But the tasks that disappear first are the ones young people used to learn the trade. I say this as someone who has just started working. https://www.mattiapanatta.com/en/learn/agents-mcp-skills/https://www.mattiapanatta.com/en/learn/agents-mcp-skills/Mon, 05 Oct 2026 00:00:00 GMTGuideFrom the chatbot that answers to the agent that works for hours. What tools, MCP, Skills and harnesses are, what agents can really do today and how to use them safely. https://www.mattiapanatta.com/en/opinions/is-ai-making-us-dumber/https://www.mattiapanatta.com/en/opinions/is-ai-making-us-dumber/Mon, 05 Oct 2026 00:00:00 GMTOpinionFrom Socrates against writing to GPS against our sense of direction: every technology "takes something away". With AI the risk is more serious, because it touches thinking itself. But it isn't inevitable. https://www.mattiapanatta.com/en/learn/reasoning-models/https://www.mattiapanatta.com/en/learn/reasoning-models/Sun, 04 Oct 2026 00:00:00 GMTGuideReasoning models "think" before answering. How they work, what effort levels are, what they cost in time and money, and when they are really worth it. https://www.mattiapanatta.com/en/opinions/europe-and-ai/https://www.mattiapanatta.com/en/opinions/europe-and-ai/Sun, 04 Oct 2026 00:00:00 GMTOpinionThe US and China build the models, Europe writes the laws. Rules matter, but alone they aren't enough: where I think Europe (and Italy) can really play its game. https://www.mattiapanatta.com/en/learn/context-and-memory/https://www.mattiapanatta.com/en/learn/context-and-memory/Sat, 03 Oct 2026 00:00:00 GMTGuideThe context window is everything the model sees at once. How big it is, why long conversations degrade, and how memory, projects and RAG work. https://www.mattiapanatta.com/en/learn/presentations-and-slides-with-ai/https://www.mattiapanatta.com/en/learn/presentations-and-slides-with-ai/Fri, 02 Oct 2026 00:00:00 GMTGuideFrom outline to finished deck in half an hour: how to choose the right tool (Gamma, Claude, ChatGPT, Canva, PowerPoint and Google Slides), write a good brief, fix charts and numbers, and avoid "AI-looking" slides. https://www.mattiapanatta.com/en/learn/job-hunting-with-ai/https://www.mattiapanatta.com/en/learn/job-hunting-with-ai/Thu, 01 Oct 2026 00:00:00 GMTGuideHow to use artificial intelligence to tailor your CV to each job ad, write cover letters that do not sound generated, prepare for interviews and understand how companies use AI to screen candidates. https://www.mattiapanatta.com/en/opinions/the-accountant-of-2030/https://www.mattiapanatta.com/en/opinions/the-accountant-of-2030/Thu, 01 Oct 2026 00:00:00 GMTOpinionInvoices will log themselves, tax returns will be pre-filled, research will be done by an agent. What will be left for accountants? In my view the best part of the job. But only for those who prepare now. https://www.mattiapanatta.com/en/learn/email-meetings-and-calendar/https://www.mattiapanatta.com/en/learn/email-meetings-and-calendar/Wed, 30 Sep 2026 00:00:00 GMTGuideThe habits that save an hour a day: a tidy inbox, faster replies, meetings that produce decisions, better-planned days. https://www.mattiapanatta.com/en/opinions/ai-slop-and-judgement/https://www.mattiapanatta.com/en/opinions/ai-slop-and-judgement/Wed, 30 Sep 2026 00:00:00 GMTOpinionThe web is filling with generated content, all similar and all plausible. Why I think this makes signatures, verification and a recognisable voice more valuable, not less. https://www.mattiapanatta.com/en/learn/deepfakes-and-scams/https://www.mattiapanatta.com/en/learn/deepfakes-and-scams/Tue, 29 Sep 2026 00:00:00 GMTGuideCloned voices, fake executives on video, fake investments with famous faces, flawless phishing. How 2026 scams work, the signals to notice and the defences for families, professionals and companies. https://www.mattiapanatta.com/en/opinions/schools-and-ai/https://www.mattiapanatta.com/en/opinions/schools-and-ai/Tue, 29 Sep 2026 00:00:00 GMTOpinionStudents hand in AI-written homework, teachers mark it with AI. Bans don't work and detectors get it wrong. The real problem is what we assess, and how. https://www.mattiapanatta.com/en/learn/ai-for-marketing-and-social/https://www.mattiapanatta.com/en/learn/ai-for-marketing-and-social/Mon, 28 Sep 2026 00:00:00 GMTGuideContent calendars, posts, carousels, short videos, newsletters and ads: how to use AI to communicate more and better while keeping your own voice, and what the law requires you to disclose. https://www.mattiapanatta.com/en/opinions/how-worried-should-we-be/https://www.mattiapanatta.com/en/opinions/how-worried-should-we-be/Mon, 28 Sep 2026 00:00:00 GMTOpinionBetween talk of extinction and talk of overblown alarmism, I try to separate today's concrete risks from tomorrow's speculative ones. Both deserve attention, in different ways. https://www.mattiapanatta.com/en/learn/voice-and-music/https://www.mattiapanatta.com/en/learn/voice-and-music/Sat, 26 Sep 2026 00:00:00 GMTGuideTranscribing meetings, giving a text a voice, dubbing a video, building an agent that answers the phone, composing a soundtrack. Tools, methods and the consent rules not to forget. https://www.mattiapanatta.com/en/learn/studying-with-ai/https://www.mattiapanatta.com/en/learn/studying-with-ai/Fri, 25 Sep 2026 00:00:00 GMTGuideSocratic tutor, flashcards, quizzes, mind maps and audio overviews: how to use ChatGPT, Claude and Gemini Notebook to learn more and faster, while avoiding the shortcut trap. https://www.mattiapanatta.com/en/learn/rag-and-semantic-search/https://www.mattiapanatta.com/en/learn/rag-and-semantic-search/Thu, 24 Sep 2026 00:00:00 GMTGuideHow "meaning-based" search works, what embeddings and vector databases are, how to build an assistant that answers from company documents citing sources, and the mistakes that make it unreliable. https://www.mattiapanatta.com/en/learn/ai-for-firms-and-smes/https://www.mattiapanatta.com/en/learn/ai-for-firms-and-smes/Wed, 23 Sep 2026 00:00:00 GMTGuideTen concrete uses that really save time, how to calculate the return, a three-phase adoption plan and the mistakes I see most often in small organisations. https://www.mattiapanatta.com/en/learn/privacy-and-security/https://www.mattiapanatta.com/en/learn/privacy-and-security/Tue, 22 Sep 2026 00:00:00 GMTGuideWhere the data you give AI ends up, how to set up assistants to protect it, what changes between personal and business plans, and the new risks: prompt injection, deepfakes, scams. https://www.mattiapanatta.com/en/learn/research-with-ai/https://www.mattiapanatta.com/en/learn/research-with-ai/Mon, 21 Sep 2026 00:00:00 GMTGuideWeb search, Deep Research, Perplexity, Gemini Notebook. Which to use for which question, how to write the request, how to check sources in five minutes. https://www.mattiapanatta.com/en/learn/hallucinations/https://www.mattiapanatta.com/en/learn/hallucinations/Sat, 19 Sep 2026 00:00:00 GMTGuideNon-existent rulings, wrong numbers, quotes never said. Where hallucinations come from, when they are most likely, and a six-step method to avoid being fooled. https://www.mattiapanatta.com/en/learn/how-an-llm-works/https://www.mattiapanatta.com/en/learn/how-an-llm-works/Fri, 18 Sep 2026 00:00:00 GMTGuideTokens, next-word prediction, attention, three-stage training. What happens when you write to ChatGPT or Claude, explained without formulas but without wrong shortcuts. https://www.mattiapanatta.com/en/learn/history-of-ai/https://www.mattiapanatta.com/en/learn/history-of-ai/Thu, 17 Sep 2026 00:00:00 GMTGuideSeventy-six years in ten chapters: the ideas, the winters, the breakthroughs and the people behind today's AI. To understand why now, and what may come next.